Financial Technology
Competences
The competences that students are expected to acquire by the time they graduate are:
PC1: Foundational Financial Knowledge and Analysis:
- Demonstrate a comprehensive understanding of core financial principles, including accounting, management, micro and macroeconomics, and the mathematics of finance.
- Apply financial management techniques to evaluate investment opportunities and manage financial resources.
- Conduct financial analysis, company valuation, and risk management assessments.
- Comprehend the structure and operations of financial markets and institutions, including money and banking.
- Analyze financial statements and apply accounting principles.
PC2: Technological Proficiency in FinTech:
- Apply programming skills (e.g., Python, R) and information technology concepts to financial applications.
- Utilize statistical and operations research methods for financial analysis and decision-making.
- Understand and evaluate the applications of blockchain technology, cryptocurrencies, and decentralized finance.
- Apply data science and business analytics techniques to extract insights from financial data.
- Develop and implement basic algorithmic and robo-trading strategies.
- Understand the principles and applications of Artificial Intelligence (AI) and Machine Learning (ML) in finance.
PC3: Ethical, Regulatory, and Risk Management in FinTech:
- Analyze ethical dilemmas, regulatory requirements, and cyber risks within the FinTech industry and propose mitigation strategies.
- Understand the legal and regulatory frameworks governing financial technology.
- Apply principles of financial risk management within financial institutions and markets.
- Comprehend the importance of corporate governance and control in financial organizations.
PC4: Innovation, Entrepreneurship, and Digital Transformation in Finance:
- Exhibit a foundational understanding of entrepreneurial aspects within FinTech and evaluate opportunities for innovation.
- Analyze the economic feasibility of new projects and value businesses.
- Understand the concepts of entrepreneurial finance and venture capital.
- Recognize the impact of technology on the digital transformation of financial institutions.
- Evaluate the potential of FinTech for social impact and sustainability.
PC5: Data-Driven Decision Making and Communication:
- Apply statistical methods and business statistics for data analysis and interpretation in finance.
- Develop financial models using spreadsheets and econometric techniques for forecasting and valuation.
- Visualize financial data effectively to communicate complex information and support data-driven decisions.
- Apply Natural Language Processing (NLP) techniques to extract insights from financial text data.
- Communicate effectively, both orally and in writing, on financial and technological topics.